Are you drowning in debt? Is your mortgage underwater? Do you face foreclosure or mortgage delinquency? Believe it or not, despite such hardships and overwhelming financial challenges, there are some proven ways to find relief and get your life back … [Read more...]

203b(b): A single family program through the FHA that protects lenders against the possibility of the lender defaulting.  It can be used to finance the purchase of both new or existing one to four family housing units.  203(b) loans are famous for … [Read more...]

What's your credit score? This is the first question you should be prepared to answer when applying for a mortgage or really any big purchase. When was the last time you checked your score? If you canÕt answer this simple question itÕs time to … [Read more...]

Homeowners insurance is one of those things that you should always have.  It protects your home and belongings if tragedy strikes.  Even some renters are required to maintain insurance on a property.  But the truth is most lenders require it on a … [Read more...]

As a future home buyer, it is important for you to get your documents in order so that you have everything you will need for your mortgage application. This is often an issue for buyers who are in the process of moving as they will pack things away … [Read more...]

Many people looking for a mortgage have heard different terms being thrown around, but how many actually know exactly what they are?  Take FHA loans, for instance.  What are they and what does it benefit a buyer to get one? An FHA loan is simply a … [Read more...]

Conventional loans are a breed unto themselves.  They offer many differences than most other loans, which in this case, it is a good thing.  That’s because being different here can save you money. Unlike other loans such as VA or FHA, … [Read more...]